Biz Bits: Using outdated technology can impact small-business reputation
Wed, 05 Mar 2014 07:12:52 +0000http://www.gridleyherald.com/article/20140305/NEWS/140309946/-1/blogs01Smart-business owners know how important it is to preserve their company's reputation, but many may not realize the extent to which their current and potential customers care about the technology they use. According to a recent survey, more than 90 percent of consumers said they would - or would consider - taking their business elsewhere if a company uses outdated technology. Respondents cited convenience and better customer service among reasons modern technology [...]]]>IRS Publication 590
Thu, 27 Feb 2014 23:01:00 +0000http://www.gridleyherald.com/article/20140228/NEWS/140229982/-1/blogs01IRS Publication 590 outlines the types of investments allowed in a self-directed IRA, including: • Real estate — including apartments, single-family homes and duplexes • Commercial property, developed or undeveloped land • Mortgages/deeds of trust • Publicly traded stocks, bonds, mutual funds • Private limited partnerships • Private stock offerings, private placements • Private limited liability companies • Secured and unsecured notes • [...]]]>Flappy Bird scam
Tue, 25 Feb 2014 23:01:00 +0000http://www.gridleyherald.com/article/20140226/NEWS/140229984/-1/blogs01Just as your computer can become infected with a virus, so can your smartphone. Stay away from discontinued apps: Don't attempt to download anything calling itself Flappy Bird, since the original version is "dead." This goes for other apps, too. — BBB]]>Financial planning to make college a reality
Sun, 23 Feb 2014 23:01:00 +0000http://www.gridleyherald.com/article/20140224/NEWS/140229985/-1/blogs01Career growth, job stability and employee benefits have increased the pursuit of a college education, and with it, the cost of earning a degree. Financial aid experts like Michelle Stipp, director of student finance operations for DeVry University, suggest students explore all opportunities to decrease supplemental student loans that may be needed to cover remaining tuition costs, including: • Online scholarship search tools: For example, scholarships.com or fastweb.com [...]]]>Sochi athletes
Thu, 20 Feb 2014 23:01:00 +0000http://www.gridleyherald.com/article/20140221/NEWS/140229990/-1/blogs01Which U.S. athletes have the qualities to cash in as endorsers if they do well in Sochi? Forbes lists: 1. Mikaela Shiffrin 2. Nick Goepper 3. Shani Davis 4. Shaun White 5. Mark McMorris 6. Kelly Clark 7. Gracie Gold 8. Julia Mancuso 9. Ashley Wagner 10. U.S. Mens' Curling Team Number to Know 50 percent: Small businesses comprise approximately 50 percent of the total working U.S. population. In 2011, non-employer small businesses alone generated [...]]]>Dating scams
Tue, 18 Feb 2014 23:01:00 +0000http://www.gridleyherald.com/article/20140219/NEWS/140219660/-1/blogs01Online dating is a great way to meet "the one." Unfortunately, it's also easy to encounter scammers. Be wary of anyone who asks to talk or chat on an outside email or messaging service; claims to be from this country but is currently traveling, living or working abroad; has a suspicious Facebook profile; asks you for money or credit card information; or sends you emails containing questionable links to third-party websites. — BBB]]>Building your professional brand
Sun, 16 Feb 2014 22:21:33 +0000http://www.gridleyherald.com/article/20140217/NEWS/140219661/-1/blogs01Personal branding is an elusive topic to most people, yet it is important for career success. Build your brand by first defining what you want that brand to be. To make this simpler, it should include no more than three or four characteristics that describe what you offer or aspire to offer. It is good to be aspirational but it also must be realistic. If you are having trouble getting started, begin by asking people you trust what they immediately associate with you. Ask [...]]]>Minimize debt
Fri, 24 Jan 2014 09:46:40 +0000http://www.gridleyherald.com/article/20140124/BLOGS/301249980/-1/blogs01To minimize debt and financial penalties resulting from having to pay off unexpected expenses, create an emergency fund. Allocate some of this year's holiday budget, year-end bonus and/or tax return to an interest-earning, FDIC-insured savings account. ]]>Friend requests
Wed, 22 Jan 2014 09:15:56 +0000http://www.gridleyherald.com/article/20140122/BLOGS/301229978/-1/blogs01Always double-check Facebook friend requests. Take a few moments to look over the profile and verify that account is a real person, not a scam. ]]>New credit score myths
Mon, 20 Jan 2014 09:16:32 +0000http://www.gridleyherald.com/article/20140120/BLOGS/301209981/-1/blogs01 Some credit score myths seem to be fading, such as the mistaken belief that your credit score is beyond your control. In fact, 94 percent of respondents to a 2013 survey by the Consumer Federation of America and VantageScore Solutions, a credit score development company, knew that making on-time loan payments helps improve your credit score.
]]>Top retirement spots
Fri, 17 Jan 2014 09:16:06 +0000http://www.gridleyherald.com/article/20140117/BLOGS/301179979/-1/blogs01 According to Forbes, here are the top five countries to retire to in 2014.]]>Target breach
Wed, 15 Jan 2014 09:15:43 +0000http://www.gridleyherald.com/article/20140115/BLOGS/301159973/-1/blogs01Scammers are taking advantage of the data breach that compromised Target customers' credit and debit card information. ]]>Using apps to help your business
Mon, 13 Jan 2014 09:17:30 +0000http://www.gridleyherald.com/article/20140113/BLOGS/301139969/-1/blogs01 With all the buzz surrounding business use of "cloud computing," you might think the concept of conducting business anywhere - on the road, in the board room, on a soccer field or in the gym - was a new one. But small-business owners have been working on the go for decades. The arrival of mobile apps has just made things a little easier for them.
]]>Identity theft protection
Fri, 10 Jan 2014 09:16:34 +0000http://www.gridleyherald.com/article/20140110/BLOGS/301109980/-1/blogs01 The identity theft protection experts at LifeLock recommend doing these five quick things today to help keep your identity safer all year long.]]>Nelson Mandela Fund scam
Wed, 08 Jan 2014 09:15:30 +0000http://www.gridleyherald.com/article/20140108/BLOGS/301089979/-1/blogs01You you receive an email, which claims to be from Nelson Mandela's donor relations manager. The message describes the fundraising and charity work done by the "Nelson Mandela Fund." ]]>Improve your finances in 2014
Mon, 06 Jan 2014 09:20:29 +0000http://www.gridleyherald.com/article/20140106/BLOGS/301069978/-1/blogs01 Do you wonder how you could better manage finances? You're not alone. When it comes to money, most people are far from perfect. Whether you make $20,000 a year or $200,000, some simple steps can start you on the right financial path, and some of them only take a few minutes to complete.]]>Biggest dollar gainers
Fri, 03 Jan 2014 09:40:38 +0000http://www.gridleyherald.com/article/20140103/BLOGS/301039979/-1/blogs01 The top 10 biggest dollar gainers in the U.S. in 2013, according to Forbes.]]>Instagram scam
Wed, 01 Jan 2014 09:15:12 +0000http://www.gridleyherald.com/article/20140101/BLOGS/301019995/-1/blogs01You are on Instagram, and you spot an account from an established business. The business is trying to get more followers by giving away a prize. ]]>Saving on taxes
Mon, 30 Dec 2013 09:15:46 +0000http://www.gridleyherald.com/article/20131230/BLOGS/312309992/-1/blogs01 If you own a small business, every dollar matters — especially when it comes to taxes. Whether your business is a partnership or corporation, Uncle Sam offers some sizeable deductions to lower your liability, allowing you to put those dollars toward capital and employees.
Fri, 27 Dec 2013 09:15:28 +0000http://www.gridleyherald.com/article/20131227/BLOGS/312279990/-1/blogs01 According to Forbes.com, these are the year’s hottest U.S.-based startups.]]>Hitman scam
Wed, 25 Dec 2013 09:15:18 +0000http://www.gridleyherald.com/article/20131225/BLOGS/312259985/-1/blogs01You receive a scary text message. It appears to be from a hitman, saying that he/she's been hired to kill you. ]]>Keep them engaged
Mon, 23 Dec 2013 09:15:42 +0000http://www.gridleyherald.com/article/20131223/BLOGS/312239977/-1/blogs01 Do your employees feel personally connected to the organization they work for? Would they recommend your workplace to others? If the answer to any of those questions is "no," you're far from alone. Employee engagement is way down, so low that a recent study found that two-thirds of the U.S. workforce is not fully engaged.
Fri, 20 Dec 2013 09:20:08 +0000http://www.gridleyherald.com/article/20131220/BLOGS/312209990/-1/blogs01 Forbes’ list of the top 10 most overpaid actors, based on data from Celebrity 100 research and Box Office Mojo.
Wed, 18 Dec 2013 09:15:42 +0000http://www.gridleyherald.com/article/20131218/BLOGS/312189978/-1/blogs01You receive an email message that appears to be from Microsoft. The email says you were randomly selected as a winner of the "2013 Microsoft Edinburgh Products Anniversary Award." ]]>Extend your smartphone’s life
Mon, 16 Dec 2013 09:25:34 +0000http://www.gridleyherald.com/article/20131216/BLOGS/312169981/-1/blogs01 We sit on our smartphones, toss them into a purse and sometimes, quite accidentally, douse them in the toilet. And that doesn't include what grimy-fingered kids do to smartphones as they play games. Generally, we are not very nice to the technology that has become central to our lifestyles.
]]>Is Amazon saving the Post Office?
Fri, 22 Nov 2013 09:20:24 +0000http://www.gridleyherald.com/article/20131122/BLOGS/311229975/-1/blogs01Amazon is trying to do something the United States government refuses to do: Save the U.S. Post Office.]]>Scamming veterans
Wed, 20 Nov 2013 09:20:29 +0000http://www.gridleyherald.com/article/20131120/BLOGS/311209974/-1/blogs01The security guard help wanted ad is the latest job scam preying on veterans but it is far from the only one. Job postings with grammatical errors, misspellings and lots of exclamation marks are likely scams. ]]>Transitioning to a post-military career
Mon, 18 Nov 2013 09:20:34 +0000http://www.gridleyherald.com/article/20131118/BLOGS/311189970/-1/blogs01 Leaving the military is like leaving home for the first time. Upon discharge, service members are faced with the question of: "What's next?"
Fri, 15 Nov 2013 09:20:20 +0000http://www.gridleyherald.com/article/20131115/BLOGS/311159985/-1/blogs01Seven traits of highly influential leaders, according to Forbes.]]>FTC scam
Wed, 13 Nov 2013 09:25:42 +0000http://www.gridleyherald.com/article/20131113/BLOGS/311139976/-1/blogs01Scammers are being more deceptive than ever, and this perennial scam is back in the news with a recent Federal Trade Commission settlement.]]>Wear the right shoes
Mon, 11 Nov 2013 09:25:27 +0000http://www.gridleyherald.com/article/20131111/BLOGS/311119971/-1/blogs01 Climbing the corporate ladder requires marketable skills, initiative, creativity and ... the right shoes? While the importance of proper footwear may seem obvious for professions that require standing or walking all day, such as waitressing, nursing or cooking, poor shoe choices can also trip you up in an office setting.
Fri, 08 Nov 2013 09:20:35 +0000http://www.gridleyherald.com/article/20131108/BLOGS/311089974/-1/blogs01TV’s top-five highest-paid actors, according to Forbes.com.]]>Hijacking businesses
Wed, 06 Nov 2013 09:25:38 +0000http://www.gridleyherald.com/article/20131106/BLOGS/311069971/-1/blogs01Businesses are reporting that scammers are "hijacking" their names, using them for everything from fraudulent credit card purchases to scam websites. ]]>Secure your future
Mon, 04 Nov 2013 09:30:46 +0000http://www.gridleyherald.com/article/20131104/BLOGS/311049972/-1/blogs01 Despite the recent deal to re-open the government and gains in the economy, the business community is still somewhat skeptical about the economy's stability.]]>Windows 8.1 upgrade
Fri, 01 Nov 2013 09:20:27 +0000http://www.gridleyherald.com/article/20131101/BLOGS/311019979/-1/blogs01Upgrading to Windows 8.1 is no easy task. On Oct. 17, Microsoft officially released Windows 8.1 and RT 8.1 to the public. ]]>Spoofing scam
Wed, 30 Oct 2013 09:20:19 +0000http://www.gridleyherald.com/article/20131030/BLOGS/310309979/-1/blogs01Scammers have a new disguise just in time for Halloween. ]]>Get in the retirement mindset
Mon, 28 Oct 2013 09:20:11 +0000http://www.gridleyherald.com/article/20131028/BLOGS/310289982/-1/blogs01 It's no secret that Americans aren't saving enough for retirement. Many people are coming up short when it comes to funding their nest egg. But why is the problem so widespread? Insight can be found in the human behaviors that tend to get in the way of saving adequately.
]]>Success before 8 a.m.
Fri, 25 Oct 2013 09:20:10 +0000http://www.gridleyherald.com/article/20131025/BLOGS/310259981/-1/blogs01 According to Forbes.com, these are five things "super successful" people do before 8 a.m.]]>Scam area codes
Wed, 23 Oct 2013 09:20:03 +0000http://www.gridleyherald.com/article/20131023/BLOGS/310239983/-1/blogs01Rumors are circulating about so-called "scam area codes," where consumers are led to believe that they will be charged thousands of dollars for accidentally calling scam numbers.]]>Keeping your employees, business healthy
Mon, 21 Oct 2013 09:20:11 +0000http://www.gridleyherald.com/article/20131021/BLOGS/310219983/-1/blogs01 According to the Centers for Disease Control and Prevention, last year's flu season began four weeks earlier than expected, resulting in the earliest flu season in a decade.
]]>Hip-hop's top earners
Fri, 18 Oct 2013 09:30:18 +0000http://www.gridleyherald.com/article/20131018/BLOGS/310189973/-1/blogs01 Hip-hop’s top 10 earners, according to Forbes.]]>Yellow Pages scam
Wed, 16 Oct 2013 09:25:35 +0000http://www.gridleyherald.com/article/20131016/BLOGS/310169975/-1/blogs01Scammers are invoicing companies for online ads they never placed and using the Yellow Pages name to lend them credibility. ]]>Marketing your local business
Mon, 14 Oct 2013 09:30:49 +0000http://www.gridleyherald.com/article/20131014/BLOGS/310149975/-1/blogs01 No doubt about it, mobile technology is transforming the way consumers live and businesses operate. Today nearly 5 billion people use mobile phones around the world, with 1 billion of those phones being smartphones.
]]>Top-earning dead celebrities
Fri, 11 Oct 2013 09:25:24 +0000http://www.gridleyherald.com/article/20131011/BLOGS/310119969/-1/blogs01The top-earning dead celebrities, according to Forbes.]]>ACA phone scam
Wed, 09 Oct 2013 09:25:31 +0000http://www.gridleyherald.com/article/20131009/BLOGS/310099977/-1/blogs01Scammers are exploiting the Affordable Care Act as a way to fool Americans into sharing their personal information. ]]>Mentally preparing for a workplace crisis
Mon, 07 Oct 2013 09:30:16 +0000http://www.gridleyherald.com/article/20131007/BLOGS/310079985/-1/blogs01 Recent events in the news have reminded us that unexpected, dangerous and stressful situations can happen anywhere: on the street corner, at the grocery store and in the workplace. While these situations are often chaotic, there are steps you can take to mentally prepare yourself to handle them better.
]]>America's richest people
Fri, 04 Oct 2013 09:25:17 +0000http://www.gridleyherald.com/article/20131004/BLOGS/310049976/-1/blogs01 The 10 richest people in America on the 2013 Forbes 400, ranked by net worth.]]>Do Not Call scams
Wed, 02 Oct 2013 09:30:34 +0000http://www.gridleyherald.com/article/20131002/BLOGS/310029970/-1/blogs01Scammers are again making phone calls posing as representatives of the National Do Not Call Registry.]]>Hiring your first employee
Mon, 30 Sep 2013 09:25:06 +0000http://www.gridleyherald.com/article/20130930/BLOGS/309309981/-1/blogs01 For small-business owners, hiring a first employee is a significant milestone — one that directly affects the company's growth, future success and culture.
Fri, 27 Sep 2013 09:25:13 +0000http://www.gridleyherald.com/article/20130927/BLOGS/309279970/-1/blogs01The 10 youngest billionaires on the 2013 Forbes 400.]]>Immigration scam
Wed, 25 Sep 2013 09:30:24 +0000http://www.gridleyherald.com/article/20130925/BLOGS/309259977/-1/blogs01Scammers posing as immigration officials are calling visa applicants to demand money or personal information. ]]>New tools shine in online education
Mon, 23 Sep 2013 09:10:08 +0000http://www.gridleyherald.com/article/20130923/BLOGS/309239980/-1/blogs01 There is a skills gap in the United States. Thirty-nine percent of U.S. employers report having difficulty finding staff with the appropriate skills, according to the annual Talent Shortage Survey conducted by the ManpowerGroup, a human resource consulting firm.
]]>Larger iPhone screen?
Fri, 20 Sep 2013 09:10:12 +0000http://www.gridleyherald.com/article/20130920/BLOGS/309209978/-1/blogs01While Apple's iPhone 5S launch grabs headlines, rumors are swirling that the tech giant's long-term plans include large-screen smartphones.]]>Explore on business trips
Mon, 16 Sep 2013 09:10:28 +0000http://www.gridleyherald.com/article/20130916/BLOGS/309169972/-1/blogs01 More and more, Millennials are on the road for work. In an average month, one in four business-traveling Millennials travel overnight for work at least once per week.]]>Still using dial-up
Fri, 13 Sep 2013 09:10:14 +0000http://www.gridleyherald.com/article/20130913/BLOGS/309139980/-1/blogs01According to a Pew Research study, in 2012, 65 percent of Americans had broadband connections in their homes, while 3 percent had dial-up connections. ]]>Disney ticket scam
Wed, 11 Sep 2013 09:10:26 +0000http://www.gridleyherald.com/article/20130911/BLOGS/309119987/-1/blogs01A scam travel agency recently tricked a group of Tennessee dance students out of more than $60,000 by charging for Disney tickets and hotel rooms that they never booked. ]]>Sell your products online
Mon, 09 Sep 2013 09:10:33 +0000http://www.gridleyherald.com/article/20130909/BLOGS/309099987/-1/blogs01Many small business owners are hopeful that offering their products online will increase their bottom line. But the digital marketplace is increasingly crowded and it can be hard to stand out from the pack.]]>Highest-paid models
Fri, 06 Sep 2013 09:10:29 +0000http://www.gridleyherald.com/article/20130906/BLOGS/309069988/-1/blogs01The highest-paid models of 2013, according to Forbes.]]>New Facebook scam
Wed, 04 Sep 2013 09:20:44 +0000http://www.gridleyherald.com/article/20130904/BLOGS/309049978/-1/blogs01Facebook scammers are at it again.]]>A stress-free job transfer
Mon, 02 Sep 2013 04:00:44 +0000http://www.gridleyherald.com/article/20130902/BLOGS/309029964/-1/blogs01Businesses often give transferred employees less than two weeks (11 days) to accept a transfer offer and once accepted, an average of 33 days to move and report to the new job, according to Worldwide ERC, a professional association for workforce mobility. ]]>Credit score mistakes
Fri, 30 Aug 2013 04:00:16 +0000http://www.gridleyherald.com/article/20130830/BLOGS/308309910/-1/blogs01People make common mistakes that harm their credit scores.]]>Fundraiser scams
Wed, 28 Aug 2013 04:00:59 +0000http://www.gridleyherald.com/article/20130828/BLOGS/308289894/-1/blogs01With the school year about to start, scammers will stand outside supermarkets or other neighborhood stores asking for donations to help the local football team, band or other cause. ]]>Strong financial foundation for newlyweds
Mon, 26 Aug 2013 04:00:07 +0000http://www.gridleyherald.com/article/20130826/BLOGS/308269922/-1/blogs01Be open and honest about debt, savings and spending habits, even if they are less than perfect. Financial turmoil is one of the top reasons cited for divorce, so understanding each other's finances today and what goals you have for the future will help reduce stress on your partnership.]]>Top colleges
Fri, 23 Aug 2013 04:00:42 +0000http://www.gridleyherald.com/article/20130823/BLOGS/308239891/-1/blogs01America's top colleges, according to Forbes.]]>Bogus emails
Wed, 21 Aug 2013 04:00:07 +0000http://www.gridleyherald.com/article/20130821/BLOGS/308219905/-1/blogs01In a new round of bogus emails, a fake American Express security service is asking users to provided their banking information, date of birth, user ID and password. ]]>Avoiding a nanny nightmare
Mon, 19 Aug 2013 04:00:00 +0000http://www.gridleyherald.com/article/20130819/BLOGS/308199899/-1/blogs01 When you're ready to hire a nanny, you can go through the most rigorous background checks, confirm references, interview extensively and hire the caregiver of your dreams — and still find yourself in the middle of a nanny nightmare if you run afoul of tax laws.
]]>New Yahoo! football app
Fri, 16 Aug 2013 04:00:06 +0000http://www.gridleyherald.com/article/20130816/BLOGS/308169894/-1/blogs01Yahoo! has unveiled a new football app, just in time for the fantasy football season.]]>BBB Watch: Mac attack
Wed, 14 Aug 2013 04:00:22 +0000http://www.gridleyherald.com/article/20130814/BLOGS/308149922/-1/blogs01A new version of a common computer virus is now targeting Mac users. ]]>Prove you’re tech-savvy
Mon, 12 Aug 2013 04:00:08 +0000http://www.gridleyherald.com/article/20130812/BLOGS/308129929/-1/blogs01 With a graduation cap in one hand and a newly-inked degree in the other, many grads are hitting the online pavement looking for their first post-college job. But how do you set yourself apart from the masses and quickly land your dream job?
]]>Forbes' Top Colleges
Fri, 09 Aug 2013 04:00:42 +0000http://www.gridleyherald.com/article/20130809/BLOGS/308099940/-1/blogs01Here are the top five colleges on the new Forbes Top Colleges ranking.]]>Medical alert scam
Wed, 07 Aug 2013 04:00:36 +0000http://www.gridleyherald.com/article/20130807/BLOGS/308079931/-1/blogs01A new scam of automated calls promising a free medical alert system is hitting consumers. ]]>How to avoid identity theft
Mon, 05 Aug 2013 04:00:00 +0000http://www.gridleyherald.com/article/20130805/BLOGS/308059932/-1/blogs01 Identity theft topped the list of national consumer complaints received by the Federal Trade Commission in 2012, for the 13th consecutive year. It accounts for 18 percent of all complaints, up from 15 percent in 2011.]]>Biz Bits: Most hospitable cities
Fri, 02 Aug 2013 04:00:37 +0000http://www.gridleyherald.com/article/20130802/BLOGS/308029923/-1/blogs01The vacation rental industry is in a prime growth period as travelers look to save money on travel and homeowners look for new means of income, according to Forbes. ]]>Biz Bits: Fraudulent Facebook accounts
Wed, 31 Jul 2013 04:00:27 +0000http://www.gridleyherald.com/article/20130731/BLOGS/307319939/-1/blogs01Fraudulent Facebook accounts have been popping up, where third parties use someone else’s name, photos or other information to spam the person’s friends list.]]>Biz Bits: Max out summer fun
Mon, 29 Jul 2013 04:00:35 +0000http://www.gridleyherald.com/article/20130729/BLOGS/307299911/-1/blogs01Summers are rich with opportunities for warm weather fun, and you don't have to go far, or spend a lot, to enjoy the best of the season. ]]>Biz Bits: The hardest-working countries
Fri, 26 Jul 2013 04:00:18 +0000http://www.gridleyherald.com/article/20130726/BLOGS/307269912/-1/blogs01 CNN Money recently took a look at the hardest-working countries, taking into account how many hours workers put in each week, their education and work-life balance, and gender gaps in the job market.]]>Biz Bits: Beware Grandparent Scams
Wed, 24 Jul 2013 04:00:13 +0000http://www.gridleyherald.com/article/20130724/BLOGS/307249933/-1/blogs01During the summer travel season, there is an increased potential for Emergency or Grandparent Scams — where someone calls posing as a relative in need of cash — to occur. ]]>Biz Bits: How long to keep your tax documents
Mon, 22 Jul 2013 04:00:09 +0000http://www.gridleyherald.com/article/20130722/BLOGS/307229940/-1/blogs01 Whether you use old-fashioned manila filing folders, a flash drive or cloud storage, tax and personal finance authorities agree on the importance of saving tax documents and records.
]]>Biz Bits: Car features on the decline
Fri, 19 Jul 2013 04:00:00 +0000http://www.gridleyherald.com/article/20130719/BLOGS/307199931/-1/blogs01Radio knobs are making a comeback as a car feature in the auto industry, but many others are dying or already dead.]]>